Micro-loans and Kiva.org
Kiva depends on its NGO field partners to identify and support borrowers so is actively seeking new field partners to produce more loan applications to harness the generosity of potential donors.
As of early February, all but one of Kiva’s partners in Bolivia and Peru were 5-star risk-rated, with no loan defaults, based on 5-10 months loan activity. They are:
An innovative Kiva feature is the Fellows program which sends volunteers to work abroad for a minimum 10 weeks as microfinance workers, working with the NGO partners to interview 15 loan borrowers per week. The Fellow pays all expenses. The goal is that the Fellows will better understand Kiva's model and presumably become more motivated donors.